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Thinking about buying or building a house in Red Lake County?

  • Statewide Affordable Housing Aid (SAHA) Red Lake County designated for home loans up to $20,000 in Red Lake County.  
  • SAHA Red Lake County forgivable loan term is 5 years, $4,000 is forgiven after each year the borrower occupies the home in Red Lake County
  • The SAHA mortgage is subordinate to that of the Red Lake County Affordable Housing Fund Program. 
  • If the homeowner sells before 5 years SAHA funds are redistributed into the Red Lake County Affordable Housing Fund Program assisting eligible households in Red Lake County. 
  • Effective 10/02/2025 – 12/31/2027 (MN Department of Revenue, Use of Aid:  funds from this aid program must be spent on a qualifying project by December 31 of the fourth year after the aid was received).
  • The income limit is $128,600 per household.

SAHA Red Lake County flyer